valhalla360
No paticular place.
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Joined: 08/19/2009
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SJ-Chris wrote:How about this...perhaps look for a LEGAL workaround that still gets you what you want/need. If the question is about whether or not you have another REGISTERED vehicle in the household, then what would be the LEAST expensive way to answer that truthfully? Would a motorcycle or even an old motorized scooter count as a "vehicle"? If so, can you buy a VERY inexpensive (...I'm not even sure if it would need to be functional) motorcycle and register it with the DMV? (Note: From what you provided us, it doesn't even ask if you have this extra "vehicle" insured or not...just "registered"). I believe registering a motorcycle is much less than a car. Maybe you could buy a pile of parts motorcycle for $100 and register it for very little and then you can answer the question from Progressive truthfully. Then, make sure you keep it registered. Just a thought. Even this is a bit "off" in my mind, but at least you would be able to honestly say that you answered their application question truthfully.
Do not lie on your application...it could turn out very badly for you and your family.
Good luck!
Chris
Even this gets pretty sketchy. If it was done clearly with the intent to mislead...they may still call it fraud and the court may agree.
Better to buy a $500 beater that runs...and ask for confirmation in writing that your plan is acceptable. If you get an email back that it's good, nothing to worry about.
Tammy & Mike
Ford F250 V10
2021 Gray Wolf
Gemini Catamaran 34'
Full Time spliting time between boat and RV
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nickthehunter
Midwest
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Joined: 07/18/2005
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wa8yxm wrote:
Well yes.. I was addressing the Company policy. not the possibility a client would lie and say "yes I have another vehicle"
Of course I always had another vehicle.. A very nice Bicycle.
(Human powered type). (I also did not have progressive on the RV). I would suggest Fraud is still very much in play and you may be leading the OP astray. Per the OP’s quote in his original post, the question asked about a “motor vehicle”. I doubt a bicycle (even an ebike) meets the laws definition for “motor vehicle” anywhere. For instance, refer to MCLA 257.33 Clicky
With your background I would think you know what a motor vehicle is.
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JoeH
Apollo Beach,FL
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Joined: 02/21/2001
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Progressive isn't the only insurance company writting policies for RV's... just go somewhere else and forget about progressive
Joe
2013 Dutch Star 4338- all electric
Toad is 2015 F-150 with bikes,kayaks and Harley aboard
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Dutch_12078
Winters south, summers north
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Joined: 10/07/2008
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Where is the "fraud" in the requirement? While they do require a second vehicle, they do not require that vehicle be insured by Progressive. My motorhome is with Progressive, but my toad is with Allstate.
Dutch
2001 GBM Landau 34' Class A
F53 chassis, Triton V10, TST TPMS
Bigfoot Automatic Leveling System
2011 Toyota RAV4 4WD/Remco pump
ReadyBrute Elite tow bar/Blue Ox baseplate
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