Coast Resorts Open Roads Forum: What insurance do you carry on your TOAD?
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 > What insurance do you carry on your TOAD?

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Danpaine

Bucks County, Pennsylvania

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Posted: 08/28/23 10:33am Link  |  Quote  |  Print  |  Notify Moderator

Hi there, All. After about 15 years of RV'ing, we're about to start towing a little car behind us. Just wondering, what insurance do you carry on the vehicle? Just liability, or everything, like most people insure their daily drivers?

Thanks in advance for your consideration.


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enblethen

Moses Lake, WA

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Posted: 08/28/23 10:53am Link  |  Quote  |  Print  |  Notify Moderator

I have full coverage on my toad.


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valhalla360

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Posted: 08/28/23 12:25pm Link  |  Quote  |  Print  |  Notify Moderator

The choice is really no different from any other car.

How much is the toad worth and how easily could you afford to pay for a replacement.
- A $50k car that would be a major financial hit if you lost it...get full coverae.
- $3k car that you could replace with cash, no problem...PLPD.


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dodge guy

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Posted: 08/28/23 02:28pm Link  |  Quote  |  Print  |  Notify Moderator

I have full coverage. But if it’s an older vehicle like say a 2001 Jeep Grand Cherokee with over 100k miles the. It’s not worth it to have comprehensive.


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rk911

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Posted: 08/28/23 02:58pm Link  |  Quote  |  Print  |  Notify Moderator

Danpaine wrote:

Hi there, All. After about 15 years of RV'ing, we're about to start towing a little car behind us. Just wondering, what insurance do you carry on the vehicle? Just liability, or everything, like most people insure their daily drivers?

Thanks in advance for your consideration.

full coverage. when not bring towed it IS our daily driver. recommend you do the same.


Rich
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way2roll

Wilmington NC

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Posted: 08/29/23 04:55am Link  |  Quote  |  Print  |  Notify Moderator

It's a car, so same as I carry on all my other cars.


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