wapiticountry
Mountain West
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Joined: 10/02/2011
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lawnspecialties wrote:Grit dog wrote:monkey44 wrote:Agree with way2roll ... you'll probably keep the truck longer than the RV, and if not, they are separate so you can split them if you need to change one or the other. Probably get better rate on the truck too, for shorter term. You will also get a better trade on the truck later, if you decide to do it.
With the mack daddy setup that this dude has been “trying” to purchase and bellyaching about for a while now, I’d hope it’s the combo he wants to keep for a good long time…
For 3/4% difference. Finance the RV, unless it’s your only home. That way if something happens and the bank comes calling at least you still have wheels! Or vice versa if it’s the primary roof over your head.
Still tryin to figure out what the question really is. The rate is going to be what HE qualifies for. Regardless of what anyone else’s experience is. And to that end can find current rates published literally everywhere. And appears to have financed multiple RVs in the past, albeit for the same rate each time?
If you must know, my score is usually in the high 700s with an occasional bump over 800. And yes, I have had 4.99% on every camper I've financed in the past. But that is not how things are these days.
Few things in life are certain. A few that are is there will always be someone posting they have higher credit scores than everyone else. They got lower financing rates and their investments out perform everyone . They always get a bigger discount on purchases and what they purchase is better than anything else on the market. Seeking such information on this and similar forums is a fool’s errand.
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shelbyfv
TN
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Joined: 02/18/2006
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Grit dog wrote:Shelby, maybe look up the definition of racist or racism and then reconsider your comment. Look less silly that way.
Regarding the rest of that post you referenced, idk what to say. Other than maybe I should have said “some powerful people in our country” did their level best to try to tank the economy and the citizens of the US of A. Under false pretenses of “saving” people’s lives.
Apologies. I guess you can provide some evidence that the VP is a "hoe" other than she's a Black woman. More accomplished than either of us, BTW. Or maybe specific policies promoted by Joe that have "tanked" the economy. Dow is high, recession fears are easing as is inflation. Folks are getting a decent return on their savings. Seems to me we have weathered a global pandemic pretty well. Naturally, the 15 million dead and their families may feel more could have been done. I'm really not surprised by your point of view but I'm disappointed the mods have given you a platform to rant. Back on topic, if people are concerned about a couple of interest points, maybe they should rethink financing a toy. Living within our means is a good thing, regardless of our politics.
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Grit dog
Black Diamond, WA
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Joined: 05/06/2013
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shelbyfv wrote:Grit dog wrote:Shelby, maybe look up the definition of racist or racism and then reconsider your comment. Look less silly that way.
Regarding the rest of that post you referenced, idk what to say. Other than maybe I should have said “some powerful people in our country” did their level best to try to tank the economy and the citizens of the US of A. Under false pretenses of “saving” people’s lives.
Apologies. I guess you can provide some evidence that the VP is a "hoe" other than she's a Black woman. More accomplished than either of us, BTW. Or maybe specific policies promoted by Joe that have "tanked" the economy. Dow is high, recession fears are easing as is inflation. Folks are getting a decent return on their savings. Seems to me we have weathered a global pandemic pretty well. Naturally, the 15 million dead and their families may feel more could have been done. I'm really not surprised by your point of view but I'm disappointed the mods have given you a platform to rant. Back on topic, if people are concerned about a couple of interest points, maybe they should rethink financing a toy. Living within our means is a good thing, regardless of our politics.
Yeah shouldn’t have gotten political. Although by virtue of the fact that your feelers are a little bruised by it, tells me that you’re having trouble digesting what’s going on w our country but can’t bring yourself to stray from your side of the line, regardless. It’s too bad so many people can’t just admit when they’re wrong. But I digress….
And the bait didn’t work on me….
Although the loan discussion hasn’t been going swimmingly either. That feller is full of suppositions too. When he ought to not broadcast his finances publicly if he doesn’t want any commentary. And similar to you, is lashing out because something touched a nerve.
2016 Ram 2500, MotorOps.ca EFIlive tuned, 5” turbo back, 6" lift on 37s
2017 Heartland Torque T29 - Sold.
Couple of Arctic Fox TCs - Sold
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lawnspecialties
Garner, NC
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lawnspecialties wrote:In the past, 4.99% has been our norm for campers. With that being said, what rates are people seeing on towables in late 2023? I'm almost afraid to hear the responses.
Looking back at this thread over the past few days, I must bring up the fact that this one line I made in the beginning was all I was asking for. I wasn't asking "what interest rate do you think I'll qualify for?"
Thank you to those; especially in the beginning, who responded. It was very informative and it somewhat confirmed what I thought was happening out there.
As for my plans on what to buy and what to finance, I'll continue to do research and although I have a tentative plan, I'll keep my options open. One thing's for sure. Whatever I do, I won't be bringing that information here to the forums.
Thanks again. If the moderators want to close this thread, I have no opposition to that at all. This one has run its course.
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shelbyfv
TN
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Joined: 02/18/2006
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Grit dog wrote:Yeah shouldn’t have gotten political. +1 That's all I ask. We aren't going to change any minds about this stuff on an RV forum. Though I do get the fun of throwing out the random snipe! I think we can agree that politically we'd like different options and less drama.![[emoticon]](http://www.coastresorts.com/sharedcontent/cfb/images/smile.gif "smile")
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