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Open Roads Forum  >  RV Lifestyle

 > Learned an expensive lesson today

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caysea7254

South Dakota

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Posted: 07/27/23 01:32pm Link  |  Quote  |  Print  |  Notify Moderator

They tried lots of banks and they all said no not without actual address


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caysea7254

South Dakota

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Posted: 07/27/23 01:33pm Link  |  Quote  |  Print  |  Notify Moderator

The reason being if payments aren't made they need a physical address to pick it up at.

caysea7254

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Posted: 07/27/23 01:38pm Link  |  Quote  |  Print  |  Notify Moderator

They tried multiple banks and we have an excellent credit score and are completely debt free. Made no sense to us. We were accepted by 1st bank till they asked about address and we will not lie so just did what we had to. Its all good things happen for a reason.

TenOC

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Posted: 07/27/23 02:15pm Link  |  Quote  |  Print  |  Notify Moderator

After 9/11 ALL MAJOR bank transactions need a physical address to make sure the FBI can find you if you fund a teariest bome.


Please give me enough troubles, uncertainty, problems, obstacles and STRESS so that I do not become arrogant, proud, and smug in my own abilities, and enough blessings and good times that I realize that someone else is in charge of my life.

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mountaintraveler

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Posted: 07/30/23 01:37pm Link  |  Quote  |  Print  |  Notify Moderator

I had lived without real address for decades, not a problem, use family member's address or just some old address for residential and set mailing address to rented mailbox, which scans my mail, all mail goes to mailbox.

mountaintraveler

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Posted: 07/30/23 01:53pm Link  |  Quote  |  Print  |  Notify Moderator

caysea7254 wrote:

They said we could give a address of a relative and that would be our residence but we just couldn't. Nothing good comes out of a lie and we are stuck out here in Oregon. It made us completely sick when they told us the part to fix our truck has been back ordered for months.


"Adapt or die", thats the law of life, thats how it works. What you smugly call a lie is a mere formality, what bank wanted from you. If you want to full time you will need to learn how to adapt to the conditions, quickly. Thats the nature of traveling lifestyle

caysea7254

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Posted: 07/30/23 02:16pm Link  |  Quote  |  Print  |  Notify Moderator

Mountaintraveler
It's really simple to us. We just never lie about anything. People can adapt to anything without lie.

twodownzero

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Posted: 07/30/23 02:30pm Link  |  Quote  |  Print  |  Notify Moderator

RetiredRealtorRick wrote:

valhalla360 wrote:

RetiredRealtorRick wrote:

valhalla360 wrote:

Sold the house back in 2007...got debt free first and never had a desire to go back in bondedge.

Without interest payments, it's much easier to build wealth.

Of course buying a new truck is a choice. We typically shoot for around 10yr old. A fraction of the price and years of reliable life left. $10k is a lot easier than $70k.


Please let me know where I can buy 2013 3/4-ton trucks that aren't eaten up with miles for 10K each. I see a lucrative business emerging here! [emoticon]


If you are expecting a 10yr old truck with 20k miles that's been barn stored with a cover the entire time, yeah, not happening but long gone are the days when a truck was dead-man-walking at 100k miles.

We are in a 2008 that we bought for $10k about 6yrs ago (the window sticker that was in the glove box, said it was $60k new). Just getting back from a trip to Alaska. We've put a little less than 100k miles on it.

Go ahead and double it for recent inflation (which has really started to settle down anyway) and it's still a heck of a lot cheaper than buying new.


Typically most 10-year-old trucks will have a bare minimum of 150K on the odometer (most with substantially more). I just don't want to start there. No, I don't expect 20K either, but there is indeed a happy medium somewhere along the way for everyone.


It sounds like you're way too concerned with "miles." A diesel pickup is made to last 3-400,000 miles. 150k is nothing.

Lantley

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Posted: 07/30/23 02:35pm Link  |  Quote  |  Print  |  Notify Moderator

A diesel engine may last 300k-400k. However the rest of the truck will show the wear and tear of 300-400K.


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NamMedevac 70

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Posted: 07/30/23 04:27pm Link  |  Quote  |  Print  |  Notify Moderator

Lucky me that for a great many years I have used a UPS PMB address for all my important mail including 4 major banks, insurance companies, etc., etc. with no problems or questions. BOA did update my info a few years ago requiring me show a DMV DL. I also have an outstanding bank loan on a Dodge Ram 1500 that uses my UPS address and not a physical address.

One time I used a friends address to renew my Texas DL for a few years and I indeed sleep very well at nights. A totally honest person is like perfection and that is BS.


A chuckle a day keeps the devil at bay. Cheers

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