midnightsadie
ohio
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Joined: 01/07/2008
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call the main office get your info.curious would reg mh be covered or a trailer type rv. I don,t by the idea its a fw so its not covered,why?
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Cummins12V98
on the road
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Joined: 06/03/2012
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dedmiston wrote:If it were me I would call Allstate's claims office instead of your agent. The agent is probably right, but might not be. The agents don't have the authority or expertise to approve or deny a claim.
YES, that is what I should have suggested in the first place!
2015 RAM LongHorn 3500 Dually CrewCab 4X4 CUMMINS/AISIN RearAir 385HP/865TQ 4:10's
37,800# GCVWR "Towing Beast"
"HeavyWeight" B&W RVK3600
2016 MobileSuites 39TKSB3 highly "Elited" In the stable
2007.5 Mobile Suites 36 SB3 29,000# Combined SOLD
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nickthehunter
Midwest
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Joined: 07/18/2005
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No one anywhere in the world can tell you what "is" or "is not" covered without seeing the declarations page, proof of payment of premium, and a copy of the policy. Any opinion minus those documents is just that "opinion", not to be confused with facts. In short, you're barking up the wrong tree.
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RLS7201
Beautyful Downtown Gladstone, MO
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Joined: 10/26/2002
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If you feel like you are not being treated well by your insurance company, contact the state insurance agency. They are you advocate.
I have used them here in MO. with positive results.
Richard
95 Bounder 32H F53 460
2013 CRV Toad
2 Segways in Toad
First brake job
1941 Hudson
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Grit dog
Black Diamond, WA
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This is turning into total supposition on all our parts as the OP hasn’t provided enough verifiable info to determine. (Likely why he either is or feels like he is getting slighted by the ins co)
2016 Ram 2500, MotorOps.ca EFIlive tuned, 5” turbo back, 6" lift on 37s
2017 Heartland Torque T29 - Sold.
Couple of Arctic Fox TCs - Sold
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dedmiston
Coast to Coast
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Joined: 01/26/2004
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There's definitely a difference between "I'm sad/mad that I don't have this coverage" and "I paid for the coverage but they're denying my claim". It sounds to me like this falls under the "no coverage" category. It's a shame, but there really isn't anybody to be mad at and there isn't any recourse.
2014 RAM 3500 Diesel 4x4 Dually long bed. AISIN trans & 4.10 rear. B&W RVK3600 hitch • 2015 Crossroads Elevation Homestead Toy Hauler ("The Taj Mahauler") • Hooligan #3
Toys:
- 18 Can Am Maverick x3
- 05 Yamaha WR450
- 07 Honda CRF250X
- 05 Honda CRF230
- 06 Honda CRF230
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Cummins12V98
on the road
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Joined: 06/03/2012
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If you don't have the coverage you think you should then shame on you! You need to be VERY specific of your coverage requirements when getting a price as they will keep it as cheap as they can to get another customer.
Cousin just tole me of how they just spent several hundred dollars on having a new windshield on a newer SUV installed. I said why not turn it on your comprehensive glass coverage. Blank look response! Then I told him it's cheap for $100 deductible. I them told him it only cost me $100 for a $1,500 OE RAM windshield. I'm thinking he called his agent the next day.
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Grit dog
Black Diamond, WA
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It’s unfortunate that some don’t understand or don’t take the time to understand what they’re paying for and/or subsequently get mislead.
And the insurance industry is right up there with takin your money and not giving the best value for it.
Case in point recently, our insurance carrier, been good, no real issues with them, but a rate hike on something prompted me to dig into the whole policy. Hadn’t done that for about 5 years.
Got another quotes for comparison and working with our current company/agent somehow our whole policy went down almost 2 grand per year!
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Cummins12V98
on the road
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Grit dog wrote:It’s unfortunate that some don’t understand or don’t take the time to understand what they’re paying for and/or subsequently get mislead.
And the insurance industry is right up there with takin your money and not giving the best value for it.
Case in point recently, our insurance carrier, been good, no real issues with them, but a rate hike on something prompted me to dig into the whole policy. Hadn’t done that for about 5 years.
Got another quotes for comparison and working with our current company/agent somehow our whole policy went down almost 2 grand per year!
They figure at a certain year you really don't pay attention the the policy price and start bumping it beyond the normal cost increases.
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Grit dog
Black Diamond, WA
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Yup 10-4. I find we’re either switching carriers or the existing carrier is making changes every 4-5 years.
Sometimes they’ll play. Sometimes they don’t.
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