Coast Resorts Open Roads Forum: Charge it or cash?
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 > Charge it or cash?

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lonnie4801

Texas

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Joined: 01/22/2005

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Posted: 01/31/12 03:38pm Link  |  Quote  |  Print  |  Notify Moderator

I use a Bank of America debit card and get cash advances from Scotia Bank. They have an agreement with BOA so there are no transaction fees and you get the current exchange rate. Use CASH exclusively and go to Canada every year to see the grandchildren.

Will spend this summer on PEI and will spend a lot of cash.


Lonnie and Sue
2007 HR Ambassador 40'
2008 Chevy Colorado Z71 4x4 Crew Cab
West Texas, Retired

Fulltimers. No more grass to cut, no more leaves to rake, and can move if we don't like our neighbors.

States we spent time in, drive throughs not marked.


bsinmich

Holland, MI

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Joined: 11/18/2000

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Posted: 02/01/12 04:49pm Link  |  Quote  |  Print  |  Notify Moderator

I use the ATM and use my credit Union account. I never get a transaction charge. I keep the Credit Card out of sight in Camada except for gas in the MH.


2003 Newmar Mountain Aire, Workhorse W22, 2008 Saturn Vue, Falcon 5250, & US Gear Unified Tow Brake

kodiakcanuck

Ottawa, Canada

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Posted: 02/02/12 11:38am Link  |  Quote  |  Print  |  Notify Moderator

lonnie4801 wrote:

I use a Bank of America debit card and get cash advances from Scotia Bank. They have an agreement with BOA so there are no transaction fees and you get the current exchange rate. Use CASH exclusively and go to Canada every year to see the grandchildren.

Will spend this summer on PEI and will spend a lot of cash.


Yes that's right, when I use my Scotia bank debit card at BOA's in the US, I don't get charged extra fees. So check with your bank to see if they have something set up with a Canadian bank.

Enjoy Canada. Try to use a reputable bank machine (Royal Bank, Scotia, CIBC, Bank of Montreal, TD Canada Trust) to avoid extra fees. Your credit card and debit cards are pretty safe here, it's not India


2011 Kodiak 240KSSL
Husky Center Line WDH
2010 Dodge RAM 1500 4x4, 3:55, 5.7L - at last, a HEMI
2007 Kodiak 214 HTT (prior)


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