tjschaefer
Jackson, Michigan, Jackson
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Joined: 06/06/2004
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What's the best way to conduct business in Canada from the U.S.? Use credit cards or exchange cash ahead of time? Going to Nova Scotia in August from Michigan.
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SidKaye
Mt Dora Florida, Montreal QC for the Summer
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Joined: 09/03/2003
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ATM in Canada for best rates. Every Summer in Canada for at least 20 years.
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Itchey Feet
Wyoming
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Amen on the ATM. On our trip last summer to Alaska through Alberta and BC, we made the mistake of taking American cash and found that not all Canadian banks were eager to exchange it for Canadian funds. Bank of Montreal was the friendliest. Our next trip will include finding the first reputable ATM we can find after we cross the border to get Candian funds to handle the everyday stuff. Plastic was accepted nearly everywhere we went with no problem. Be sure to notify the card company and your bank that you will be travelling.
My feet are fine as long as they are traveling.
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danoren
Where ever I Camp
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I usually keep some cash but use my C.C for most purchases like C.G, groceries,rig service with no problems at all.
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RVing 4-5 months every summer since 2002.
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NHIrish
White Mountains NH
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Credit cards...but make sure you use a card with no foreign transaction fees...such as a capital one card. You will get the best exchange rate and pay no fees.
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Bone Idle
Ft Worth Tx
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I don't think it would be a real problem in Canada, however, I've been burned in India using my bank card before. I bought some things there then I started getting charges from Thailand, which I've never been to. Now I always ask my bank to give me a new card with the number changed when I get back into the U.S.
I also always call the bank beforehand to tell them where I'm going so they won't put a hold on my card when they see foreign charges start coming through. A friend on mine didn't do that and I had to pay for his hotel room on my card then he had to pay me back after we came home.
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skipnchar
Topeka or somewhere else
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Joined: 12/17/2003
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I travel almost exclusively on my Debit Card. No transaction fees in Canada, automatic conversion rates and accepted everywhere I've been. I DID have to write a program that applied a standard conversion to all transactions and corrected itself when the transaction cleared the bank (usually in a day or two at most). We carried about $50.00 in cash just in case it was needed, and replenished it if necessary at an ATM.
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weasel4
Alberta
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FWIW. I just came back from Arizona. I tried my Canadian Imperial Bank of Commerce Debit Card several times at various businesses, stores,gas stations etc, no go.........even the big chain stores couldn't get it to be recognized.
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Fizz
Ottawa, Canada
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Joined: 07/28/2003
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If you're using debit don't forget Walmart as a good source of cash.
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dieharder
Ottawa, ON
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Fizz wrote:If you're using debit don't forget Walmart as a good source of cash.
Yes, cashback at Walmart!
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