emzee
california
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Joined: 10/22/2006
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My brother is going to need a good, but not too expense supplement to his medicare plan. I told him there are a lot of you guys out there that have good experience with this topic and have read similar stories on medicare gap insurance. Any ideas or advice would be appreciated.
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bldrbuck
one or the other
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Joined: 02/11/2001
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Look at Kaiser.
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johnrbd
San Joaquin Valley
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Joined: 09/12/2005
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AARP offers 8-10 different plans, depending on how broad coverage and monthly payments you want.
My 90-yr mom has used one for 15+ yrs and no issues with them, other than rates bumping upward a little each yr. She also has their RX plan.
Kaiser seems to have very good rep, if they have facility close to him.
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Twomed
FL winters and then somewhere cool
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Joined: 06/02/2004
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If you plan to travel a lot AARP United Healthcare covers you in all the states and some out of country coverage.
Happy Trails 
06 Monaco Dynasty
07 Hummer H3
FMCA 279843
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cmarq
CT
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Joined: 07/08/2010
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We have a Medicare Advantage plan it is much better than the supplements. We have had it for 3 years and love it.
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Scottiemom
South Dakota/Indiana
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Joined: 09/09/2003
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Twomed wrote:If you plan to travel a lot AARP United Healthcare covers you in all the states and some out of country coverage.
We fulltime and DH has a plan F through AARP. He has some challenging medical problems, and we have not had to pay a penny through hospitalizations, doctor's visits, etc., in different states. He has had it for five years.
Dale
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2006 Tiffin Phaeton 40' QSH, 4 slides (Phaeton Place)
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RRUGG
Newaygo, MI,USA
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There are some Medicare Advantage plans that have ZERO premium beyond the Medicare premium. Ours is that way.
RRUGG
2009 Chevrolet Silverado LTZ 1500 4x4 5.3L
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jetenbu
Southeast Texas
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RRUGG wrote:There are some Medicare Advantage plans that have ZERO premium beyond the Medicare premium. Ours is that way.
I have the same thing with my Humana plan. Zero premium beyond the Medicare premium. It sure is nice to know I am covered no matter what happens to come along.
Jim
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dgo1369
Georgetown, TX, US
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Joined: 11/22/2003
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emzee wrote:My brother is going to need a good, but not too expense supplement to his medicare plan. I told him there are a lot of you guys out there that have good experience with this topic and have read similar stories on medicare gap insurance. Any ideas or advice would be appreciated.
Is he retired military by any chnace? If so, any additional expense incurred after Medicare pays is covered by Tricare for Life.
Dennis Osha
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skipnchar
Topeka or somewhere else
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Joined: 12/17/2003
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Most important thing is to make sure you get one that covers nationwide and of COURSE that meets the particular needs. My plan through BCBS is not cheap but I haven't paid a cent in medical costs for years and the drug coverage has never had any donut hole (which is very important if you take a LOT of medications). Doesn't qualify as cheap however and I doubt if ANY of the really GOOD plans will be anything but expensive. Mine IS cheaper than some of the offerings I've seen from AARP however.
2011 F-150 HD Ecoboost 3.5 V6. 2550 payload, 17,100 GCVWR -
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2007 Rockwood 8314SS 34' travel trailer
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