Duck
Miami Lakes, Fl
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Joined: 03/04/2001
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I was insured with State Farm until I purchased my new trailer. They did not offer replacement cost so I switched to Progressive. Living in South Florida with a new trailer the replacement cost settlement was important to me.
Don
08-FORD F350 PSD
08-Hitchhiker II 34.5 UKSBG
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Triker33
Homestead, FL
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Joined: 11/30/2002
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I don't think SF offers any RV insurance for Full Timers.
But I do know if one of their customers damage a Full Time person's MH.
They will pay for a Motel & car rental while MH is in the shop being repaired.
Larry Full Time Since 99
1999 34Q Discovery DP ISB 275HP 6 Speed Allison
Banks Powerpack
DataStorm SatMax5 | VMSpc | Pressure Pro
08 HHR LT2
Click here to see where I am
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belairbrian
Alabama
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Joined: 04/18/2005
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I have received several dividend checks over the years. I think this year will be the first in 3 we don't (based on the recent financial they sent). I do know there is more than one entity in State Farm. I had different ones in New York, Cali, and here. So one may have a dividend while another does not.
We have been with them for 29 years. Started the year I joined the Air Force. Some where I have a letter stating they will never cancel my policy unless I don't make my premium payments. That coupled with safe driver, multi line and valued customer discounts nobody has beaten their price.
Plus Mike's office with real people is a mile away.
When some kid hit our 5er changing lanes ( he changed lanes into us) then tried to file as claim they told him to pound sand. never heard from him again.
Oh and on windshields, in 1990 they bought 3 for our new Jetta at $800 a pop no deductible and no rate change.
TV 2003 Chevy 3500 Crew Cab Dually w Duramax/Allison
2005 Keystone Cougar 314 EFS
Reese 16K Slider Hitch, Prodigy BC, Delorme GPS
USAF Retired
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Lemons750
Glenpool
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Joined: 04/25/2010
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I just changed my TT insurance from State Farm to Progressive. Saved me $145 a year, lower deductible and will give replacement value.
The first year we got little dividend checks but have not in a long time. Since the TT is a stand alone policy it didn't bother me a bit to make the change.
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schlep1967
Harrisburg, PA
Full Member
Joined: 12/08/2005
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Can't complain about State Farm. Bought a TT a few years back, made one $8.90 insurance payment. TT got hit by lightning frying converter and board in Fridge. State Farm paid over $1000 to repair. Later had hidden water damage, SF paid another $2,500. Total premiums paid over 7 years, roughly $750.
2008 Dodge Ram 2500 Diesel
2009 Open Range 385RLS
Pull-Rite Super Glide
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BCSnob
Middletown, MD
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Joined: 02/23/2002
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I've had State Farm since I started driving. My only complaint is they don't insure farms in MD so I had to move my homeowner's to another company.
Mark
Mark & Renee
Working Border Collies: Gyp (retired), Peg, Bette, BJ, Nell, Tally & Eve
Sam the Maremma Sheepdog (at home guarding our flock)
2001 Chevy Express 2500 Cargo (rolling kennel)
2007 Nash 22M
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pete42
Ohio
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Joined: 09/21/2007
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I had my house with state farm for years due to the fact my SIL worked there.
When autos and truck was due for insurance I called and ask they beat Grainge by over $600 a year from what I had been paying, I called Grange they could not come close even with their discounts. I also decided to see what their SF, coverage would be for my 2003 TT when the bill arrived it was much higher than agent said it would be almost doubled I called and they said my trailer was worth $18,000 this was in 2009. I droped the coverage and I never carried insurance for replacement cost
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md2lgyk
WV
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Joined: 07/11/2007
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I am still wayne_tw wrote:Rick From Sequim wrote:We absolutely LOVE State Farm. Great coverage at good prices, and I have shopped several times but never changed.
I absolutely HATE State Farm. Marginal coverage at inflated prices, and I have shopped several times but always find USAA cheaper.
My experience is just the opposite. I've been with State Farm for 30 years but did some shopping around a couple of months ago (Progressive, Geico, USAA, AARP, Nationwide). None even came close, and USAA was the worst - their quote was more that double what I pay with SF. The only thing I don't have insured with SF is my motorcycle.
"The great object is, that every man be armed. Everyone who is able may have a gun." - Patrick Henry
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chuckster11
Idaho
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Joined: 04/30/2004
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You can never really make generalizations about comparative insurance rates--too many factors are involved--what kind of rigs you drive, your credit, the area you live in, the regulatory climate of your state, driving records, types of drivers, and the kind of care and attention you get from your agent all work into the final bottom line.
If any insurance company had 100% satisfaction from its customers there wouldn't be any competition.
Best advice--if you are satisfied, stay where your are and if you aren't do some smart shopping.
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Georgew48
Ohio
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Joined: 10/30/2006
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I've had State Farm for over 40 years. I have my house, both trucks, both ATV's, 5th wheel and motorcycle Trike all insured with them. They have always been very good about paying claims and making sure I was whole again. My rates are the lowest I could find anywhere. I am completely satisfied with them.
2010 F350 Dulley King Ranch
2010 Fuzion 322 Touring Edition II AKA Money-B-Gone
2006 Yamaha Tour Deluxe with a Hannigan Trike Conversion
2009 Honda TRX 420FA Red (Hers)
2009 Honda TRX 420FA White (Mine)
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