mtnldy22
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Thank you all for the good advice. Very helpful. I enjoy your forum.
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WyoTraveler
Powell, WY
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Joined: 11/22/2011
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Clay L wrote:The three most popular states for full timers are SD, TX, and FL.
If you expect to actually live in the state, TX or FL would be better than SD unless you like cold weather.
This is why I picked Wyoming. Sales tax, but most things are bought at Costco, Home Depot etc. in Billings MT which has no sales tax. No state income tax. We are much warmer than South Dakota. In fact most of the time we have no snow in the winter. Cody Powell area is the warmest part of Wyoming. Too many people in TX or FL so it is a toss up. My next choice would have been South Dakota. Plus Wyoming has a population density of 5.6 people per square mile. South Dakota has almost 11 people per square mile. That all entered into my choice.
* This post was
edited 02/07/12 10:27am by WyoTraveler *
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1995brave
San Antonio, TX
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Texas has no income tax. My registration was $108 this year and inspection was $14.50. Registration goes by the weight of the vehicle and registration depends on the county. Some have full smog inspections starting at $40, others like Bexar simple inspections $14.50. And registration and inspections are annual.
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wa8yxm
Wherever I happen to park
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The answer is both yes and not.... There are some states, Montanna for example, where there is little or no tax and registration fees are low.
HOWEVER. If you live in say California (Where they are high) and you decide to buy out of state to avoid the tax.. And they find out about it.. Then they decide how much tax you skipped on,,, and they tend to be very generous when figuring how much you owe, Assign interest, penality, and so on, toss in some more just for fun, AND SOAK YOU BIG TIME.
To pay the tax required in your home state.. cheaper in the long run.
Nothin adds excitment like something that is none of your business
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kd7cxg-2
Pacific NW
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Golden_HVAC wrote:
Oregon has a couple of large fees the first time a RV is registered in that state, yet they offer 2 year license fees for a most reasonable rate, only about $35 a year.
Fred.
Fred
I think your information must be a little out of date. When I bought our current MH in 2001 the only fee charged was a $20.50 documentation fee. Also, I just reregistered it last month for two years. the charge was $283.50.
I have owned two other RV's since moving to Oregon, a 5th wheel and a class "C" MH and never paid any fees other than documentation fees on them. IIRC the registration on all vehicles at one time was $35.00 per year but was changed a few years ago.
Tom
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wbwood
Troutman, NC
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In many places, it also depends on where you are located in a state (i.e. city limits/county). For my 2010 F250, I pay about a quarter of what a coworker pays for his 2011 F150 yearly. It's because he lives in a different city/county than I do.
Brian
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tatest
Oklahoma Green Country
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You have to look at your whole cost picture, not just registration fees, not just taxes. In rural parts of the Great Plains and in many south Central states, you can live on a small fraction of what it would cost you in urban California or in cities generally, because land values are low, wages are low, and income-redistribution programs are on a smaller scale, making taxes low.
It is a matter of figuring out what costs apply to you, and minimizing them.
In Oklahoma you would pay no sales tax on a motorhome, you would pay a 3.25 % motor vehicle excise tax instead. It would register as a passenger car, $91 a year the first four years registered in the state, $81 the next four, then $71, ... down to $21 after 17 years. As a motor vehicle it is exempt from other taxes (like personal property). Annual fees don't depend on cost, they are the same for a $3,000,000 motorhome or an old car you just bought in Kansas for $500 and has never been registered in Oklahoma.
But we do have a modest state income tax and relatively high sales taxes, moderate real property taxes (except in rapidly growing suburbs of Tulsa and Oklahoma city). Estate taxes don't really trigger until you get to the $3,000,000 level. Overall this state is in the bottom third for taxes collected, bottom quartile for overall cost of living, even when averaged among urban and rural residents. This makes nicer parts of the state popular as retirement destinations, even though land values and real property taxes are higher in the growing retirement meccas. I you want a house as a home base, you can likely find a '30s to '50s built home on a substantial plot of land for $40K to $100K, in a small town. Even less in one of the many ghost towns. If you don't want an old house in a little town, you can get a McMansion in the 'burbs for a quarter of a million, one that might cost you several million in San Jose, McLean, Westchester or Boulder.
Arkansas is quite similar in cost structure, and so is rural Texas, but each is different in the details, and for any individual situation, it would be the details that matter. Texas is popular for retirees with large incomes, because the state has no income tax, and is among the lowest for per capita taxes, though you can get burned by owning real estate in big cities and growing suburbs.
There are states where you can register your motorhome for under $30 a year, but someone might catch you on personal property tax if it is valuable and registered in the wrong county.
For people who want to full-time in a RV, not own property, not actually live there, South Dakota and Texas are popular for their tax structure and legal climate to support that lifestyle.
There are other states popular with retirees for having no state income tax (Florida, Tennessee) that have become expensive places to be from if you have to own property or have assets that do get taxed.
Tom Test
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Ron3rd
Upland, CA USA
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Very good advice Tom.
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