Coast Resorts Open Roads Forum: General RVing Issues: Motorhome Insurance?
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wny_pat

Western NYS

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Joined: 08/11/2007

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Posted: 01/11/12 10:24am Link  |  Quote  |  Print  |  Notify Moderator

DelCamper wrote:

The company is Priority Insurance out of Tampa Florida
Have you googled them? They are a group of RV dealers who are acting as insurance brokers. "Priority RV Insurance quotes up to six insurance carriers for the best quote price and features."
http://www.priorityrvnetwork.com/insurance.aspx.

And I'll bet your buying from Longview RV.

AstroRig57

near Tehachapi, CA

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Joined: 01/15/2009

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Posted: 01/12/12 12:33am Link  |  Quote  |  Print  |  Notify Moderator

We have five vehicles and our house insured through State Farm.

When we got our RV, I went to our agent and, even with Multi-line, Multi-vehicle, loyalty, driving record...and numerous other discounts they couldn't touch Progressive...and...did not even offer or include some of the "unique to RVs" coverage that Progressive offers.

As others have noted, I don't think some of the insurance companies have a clue in regard to the special insurance needs of RVs.


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dbates

Marion, Indiana

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Posted: 01/12/12 07:34am Link  |  Quote  |  Print  |  Notify Moderator

We have our house and toad with State Farm for many years and have been well please. Initially we had our MH with them but when I really reviewed their MH policy I found that it was just an auto policy and not designed for MHs. The agent had to agree with me and understood why I changed companies. I switched to Progressive and have been VERY pleased as their policy is specifically designed for MHs. We’ve been with them for 4 years, they’ve paid for two windshields in a prompt efficient manner and my premiums have gone up very little.

Dave


Plus New Brunswick, Prince Edward Island & Nova Scotia


GrumpyGator

Middle Tennessee

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Posted: 05/17/12 09:14am Link  |  Quote  |  Print  |  Notify Moderator

When I took delivery of my RV I had full coverage with my Auto Insurance Company (Farm Bureau). The RV Manufacturer showed me a quote from an Independent Agent representing Progressive which was for an actual RV policy as opposed to what I had with Farm Bureau, which was just a regular Auto type policy.

I am in the process of cancelling the policy with Farm Bureau and getting a new policy with Progressive. The Progressive Policy is more by about 25%, but the coverage is so much better. The big plus is that they offer Full Replacement Coverage for the first 5 years of the policy. To me that's huge.

I wasn't unhappy with Farm Bureau, and have all my other insurance there. It's just that Progressive had the policy that was better suited for the RV.

YMMV


2012 Nexus Phantom 31P


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