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RE: Primary Liability Insurance - Which States Require It?
Yes liability insurance on your tow vehicle would cover you while it is attached.
In a park unattached the trailer liability would cover you if someone fell off your steps or walked into your slide or if your RV catches on fire and burns down your neighbors RV. Stuff like that.
Pogoil.
Do not depend on "trailer liability" being in force when the trailer is unattached! Check with your insurance coverage and ask that specific question--"Is there liability or medical coverage on my towable if my to vehicle is not attached?" You will be surprised with the answers you get. Most importantly, make sure you KNOW.
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chuckster11
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05/21/12 04:56pm |
General RVing Issues
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RE: Primary Liability Insurance - Which States Require It?
Idaho, and I suspect all states where liability insurance is mandated, requires that the towing vehicle carry the liability portion of the coverages. Matter of fact, I don't believe you can buy "liability" (Bodily injury and Property Damage) separately on a trailer. All the liability coverage plus the medical extends from the tow vehicle.
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chuckster11
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05/21/12 03:37pm |
General RVing Issues
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RE: Gun shows???
Just a suggestion that has sometimes worked for me--try to time your visit to the gun show near the end of the last day of the show. Dealers seem to be more willing to make a "deal" during those hours, particularly if they have had a slow weekend. Doesn't always work but worth a try.
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chuckster11
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05/21/12 09:19am |
Around the Campfire
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RE: Jackson Hole, WY Stuff to Do
"The Snake is rarely dangerous in that stretch because the water flow is primarily managed for tourism (commercial rafting) and not irrigation."
NOT!
The water in the river is controled for the irrigators of the State of Idaho, who own the water rights to it. Commercial rafters have to use whatever water comes down the river.
The irrigation need STARTS with Palisades Reservior, the water for irrigation is stored there and below Palisades dam is where you see fluctuation of water on the Snake. Above Palisades there is minimal use of or need for irrigation water so the flow from Jackson Lake is fairly constant and does conveniently serve the needs of commercial recreation in the form of rafting in most normal water years from Jackson to Alpine. The Snake river from it's start to where it enters the Columbia can hardly be called a "wild river" at any point--too many dams, too many spillways, too much use of the water for irrigation and power generation. I doubt that there is a river in America that is as controlled in terms of flow as much as the Snake. However, if you think that the commercial rafting out of Jackson is "dangerous" then the OP should pay attention and might want to check up on the number of deaths and injuries that result from those commercial rafting trips annually. I'm sure he will find most customers are hurt getting into and out of the buses and boats more often than when on the river rafting.
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chuckster11
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05/19/12 02:16pm |
RV Parks, National Parks, State Campgrounds & More
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RE: Jackson Hole, WY Stuff to Do
The last time we were in Jackson we went white water rafting. My nephew still thinks it was one of the best parts of the trip.
Be very careful on the whitewater rafting. People get drowned on these trips every year on the Snake River.
Hope your comments don't scare people! The rafting trips that originate in the national parks are very safe. You might be thinking about the river in different areas or through canyons. In the park the trips are slow meandering in gorgeous surroundings.
My post says whitewater rafting. I am not aware of any sort of commercial rafting inside of Yellowstone Park. There are many outside of the park. I am specifically talking about the Snake River Canyon south of Jackson. If that is where they are thinking of going, they ought to be scared. This year will not be as dangerous as most years as there is less water run off.
Not to belabor this more but the majority of river "rafting" around Jackson is in the Snake River canyon south of town and most of that is run by commercial outfitters who safely provide the "whitewater" experience for thousands of tourists a year. I have no idea how many tourists are transported a year but in traveling up the road all you see are rafts in the River. The Snake is rarely dangerous in that stretch because the water flow is primarily managed for tourism (commercial rafting) and not irrigation.
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chuckster11
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05/19/12 09:35am |
RV Parks, National Parks, State Campgrounds & More
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RE: towing a 5200# jeep with a gas motorhome; 8.1 l wrkhrs
I tow an '02 GC behind my b230 Cummings pusher and frankly, I wish I had chosen a different toad--I think the GC is just too heavy for my unit. Love the Cherokee for it's bullet proof nature and its comfort but we find that we just don't need the size or the poor MPG of the Jeep when we travel. I use a Ready Brute braking system and it certainly handles the toad well but it is a massive tow bar system.
The difference in RPM for my MH between flat towing the GC at 60MPH and when not attached (and I just checked this) is 250RPM--about 1700 without the toad and just at 200RPM with it. Have no idea what fuel mileage difference this makes.
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chuckster11
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05/18/12 06:28pm |
Class A Motorhomes
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RE: I am thinking about becoming a teacher--looking for opinions
I taught at the college level part time for many, many years and it is really hard to beat a small college campus environment as a place to have a working career. Most of the students that enroll are there because they want to be, most are goal oriented, and most are mature enough to understand the roll of the college teacher and the curriculum in that goal orientation. Nothing I know of is as exciting or rewarding as facing a classroom full of wary, curious, and bright college freshmen on a beautiful Fall morning. Then comes the grading!!!
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chuckster11
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05/18/12 06:15pm |
Around the Campfire
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RE: Jackson Hole, WY Stuff to Do
The last time we were in Jackson we went white water rafting. My nephew still thinks it was one of the best parts of the trip.
Be very careful on the whitewater rafting. People get drowned on these trips every year on the Snake River.
Hope your comments don't scare people! The rafting trips that originate in the national parks are very safe. You might be thinking about the river in different areas or through canyons. In the park the trips are slow meandering in gorgeous surroundings.
My post says whitewater rafting. I am not aware of any sort of commercial rafting inside of Yellowstone Park. There are many outside of the park. I am specifically talking about the Snake River Canyon south of Jackson. If that is where they are thinking of going, they ought to be scared. This year will not be as dangerous as most years as there is less water run off.
You know I have been around this area for over 40 years and I believe the unfortunate death last year was the only one I recall that occurred during a COMMERCIAL rafting excursion. There may have been more but I sure don't remember one and considering the number of people these folks take down the Snake every year, their record seems to be excellent. Now, the non-commercial, amateur rafters and kayak bunch always seem to have accidents regularly on all the rivers in this part of the west but the commercial outfits have an enviable record of safety.
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chuckster11
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05/18/12 06:07pm |
RV Parks, National Parks, State Campgrounds & More
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RE: whats your career?
Insurance Agent
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chuckster11
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05/15/12 09:37pm |
Around the Campfire
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RE: Jackson Hole, WY Stuff to Do
Walk around town like everyone else does, buy overpriced "art" for yourself and rubber tomahawks for the kids.
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chuckster11
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05/14/12 08:30pm |
RV Parks, National Parks, State Campgrounds & More
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RE: Funeral Edict?
Interesting insight into what is a no-brainer for me. Where I was raised, you STOPPED for all funeral processions--at an intersection, when you met one, anytime--the respect for the deceased and family was the rule and we all willingly adhered to the rule--or suffered the consequences
Now I hear, "I'm irritated when I have to pull over when meeting a procession but actually I saw a military procession stop all four lanes and it was solemn and impressive!", meaning, I guess, that somehow if it is a military funeral the deceased and family deserved more respect than the average corpse. I hear "Hey, we are too busy now, there is too much traffic now to even consider being considerate to the deceased and family!" which I think about sums it up--typical of so much these days, our need to be at the store, office, kid's event, whatever, is more important to us than those grieving people in the other lane. Who cares?
Well, I do and if you are following me and I meet a funeral procession be prepared to stop, because I will--every time. I owe my fellow humans, known to me or not, at least that much respect.
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chuckster11
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05/13/12 11:57am |
General RVing Issues
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RE: West Yellowstone to Dubois Wy.
You will have a beautiful drive and any alternative route will only be longer and just as slow--the Park traffic is slow, going over Teton Pass and thru Jackson is slow so I would simply drive thru the Park, exit the south end and go over Togwotee Pass, which is not as steep as Teton Pass. Be aware there is still construction going on over Togwotee Pass which may cause some delays.
I don't know of a "fast" way from West to Dubois so just be prepared for a nice scenic drive of a few hours.
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chuckster11
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05/12/12 01:05pm |
Roads and Routes
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RE: Vanity plates
No one is confused by my vanity plate---"CHUCK SR". I'm sure, as slow as I drive anymore the drivers behind me agree with the "SR" part.
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chuckster11
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05/12/12 12:59pm |
Around the Campfire
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RE: Hail damage to Class A DP
Yeah, let the insurance company sort it out--it is a comp loss.
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chuckster11
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05/11/12 06:04pm |
Class A Motorhomes
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RE: Scary situation--help?
Thanks for the concern--drove her home with no problem--of course every mile I was expecting some mechanical failure so it wasn't pleasant even tho the day is perfect here. I'll be under it for an inspection as soon as we unload and Monday I will contact Spartan (thanks for the number) and see if they can tell me what might have happened. IF I keep the unit (I'm thinking that a fifth wheel is the way to go for me and how we use the RV), I am going to try a Steer Safe unit because that front end is just too loosey goosey for me--always has been.
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chuckster11
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05/11/12 02:16pm |
Class A Motorhomes
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RE: Scary situation--help?
Yes I am towing a Cherokee but have subsequently driven it so I know that wasn't the problem.
I purchased my tires from Big O and they sent the unit to Cummins for the alignment and balancing--would not do either in their shop.
Thanks for the suggestions.
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chuckster11
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05/11/12 08:18am |
Class A Motorhomes
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RE: Rachel NV
Four years ago I boondocked about a mile up the road from the Inn and it was fun. The DW sat up most of the night looking for flying saucers and I slept like a babe. It is a neat drive, watch for cattle if you drive at night, and enjoy. Everyone deserves a little spookiness in their lives and you can definitely get it here. Oh yeah, don't play the video poker games at the Inn--they don't pay worth a hoot.
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chuckster11
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05/10/12 09:44pm |
Roads and Routes
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RE: Scary situation--help?
Thanks for the info. Before I move in the morning I will check out the steering myself. I did drive it over 50 miles from the incident without a problem--of course the steering wheel was centered at the time. I noticed before the incident that a section of the steering gear assembly that was covered by foot long boot was moving in an elliptical manner--the boot hid the linkage at that point. I assume that was the part of the problem. Thanks for the tip--I will contact Spartan.
Once diagnosed I will get back to the board with the problem and the solution.
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chuckster11
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05/10/12 08:39pm |
Class A Motorhomes
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RE: Scary situation--help?
Oh, I will have it checked out when I can find a shop--unfortunately those are rare in this part of Idaho. I had a steering stabilizer removed several years ago because it was pulling the unit to one side, making it difficult to drive. I have been pretty regular with the grease gun and have hit all the steering parts yearly. The steering wheel is now centered and it is driving normally--except, of course, I'm not driving it normally. Like you I'm wondering what is coming next. We are less than thirty miles from home now and will try to find a shop that will take it in--most of the shops give me that old "We don't DO motorhomes." routine.
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chuckster11
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05/10/12 06:36pm |
Class A Motorhomes
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Scary situation--help?
Yesterday while traveling I pulled into a tight parking lot to rest a bit and and to crank the steering of my RV quite tight to get out of the lot. I noticed when I pulled back out on the interstate that the steering wheel was not at all centered, it was turned at least 40% off center to the right. I pulled over, checked the tires and what I could see of the steering gear, saw nothing wrong and pulled back on the interstate. If I tried to center the wheel the coach pulled to the left. I drove about ten miles with the steering wheel off center and the unit seemed to be doing ok when suddenly, without any notice or sound the coach lurched to the left--hard. Fortunately there was no one next to me and I was able to get the unit under control and get stopped. I noticed immediately that after that sudden uncontrolled lurch the wheel was centered again and the RV drove fine--although with a very nervous driver.
My RV has a Spartan "Alpine" Chassis, is a pusher and very light in the front end. It has always been a bit of squirrel when driving because of the weight difference.
Does anyone have any idea what might have caused the temporary failure of the steering wheel to center after a hard turn and then, suddenly to right itself after a few miles? Again, there was no sound, no popping noise, nothing in the steering to warn of this sudden change. What could have bound up in the tight turn to put the steering wheel off center and still allow the RV to be steered without any felt pressure?
Any suggestion will be appreciated, this has me really spooked!
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chuckster11
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05/10/12 04:09pm |
Class A Motorhomes
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